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A Comprehensive Loan Review Solution
DiCom Loan Review provides greater control over your credit portfolio by enabling you to focus on the areas of greatest risk, improving coverage and facilitating higher quality loan reviews. A comprehensive automated system, DiCom Loan Review gives you greater ability to properly assess credit quality, empowering you with the insight needed to better manage credit risk.
The system is fully integrated with loan accounting data and financial spreads allowing effortless sample creation using a variety of risk-based attributes beyond traditional loan accounting system data. Automatic import of borrower note and
financial information into electronic line sheets, along with the ability to bring
forward information from previous reviews, maximizes time for analysis.
Minimizing Data Entry… Maximizing Results
Integration with CQS Portfolio Analysis and Portfolio Monitor enhances your ability to target areas and borrowers at greatest risk, supporting continual monitoring. All
borrower, note and financial data are maintained in one location eliminating
duplicate input. Information is readily available, so data can be analyzed in minutes—instead of days—allowing you to efficiently target your loan review efforts.
The application can even support your acquisition activities with the ability to import data from the organization you are evaluating directly into an electronic line sheet, providing a structured, automated, environment for the due diligence process.
Through powerful automation that eliminates manual processes, DiCom Loan
Review minimizes errors, guesswork and redundant data input for more timely,
accurate analysis and decision making. In fact, our clients typically report a 50% increase in efficiency for the loan review function after implementing DiCom Loan Review.
The Loan Review Tools You Need from the Provider You Trust
Automated Sample Creation
- Scpoing wizard provides a step by step guide through the entire scoping process to create a sample
- Seamless integration with CQS Portfolio Analysis to create risk-based reviews based on portfolio analytics
- Multiple selection criteria for sample creation including both loan accounting system data and financial spreads
- Sample data for borrowers, notes and their financials automatically loaded into the line sheet with no data entry required
Structured Line Sheets
- Borrower relationships defined and available for analysis and reporting
- Prior review comments, exceptions and analysis for use in the current review
- Unlimited comments per review with the ability to attach files for supporting documentation
- Easy online sharing of line sheet information throughout the bank
User Personalization
- User-defined comment and exception categories
- Over 100 user-defined fields
Reporting
- Automatic consolidation of review findings across borrowers in the sample
- Large variety of standard reports can be exported for modification
Management
- Details on all current and completed reviews online
- Structured workflow provides visual indicator of all steps within a review completed and remaining
- Individual analyst workload and status
- Automated review of formal signoffs needed prior to completion
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