DiCOM Credit Quality Solution (CQS™)

The portfolio management solution.

DiCOM CQS™ is a powerful suite of software applications that allows you to proactively manage credit risk. CQS eliminates isolated pockets of information within your credit operation by sharing appropriate information across departmental lines and facilitating fast, well-informed decision making.

The Loan Review Module brings structure and efficiency to Loan Review. The Module is fully integrated with your loan accounting data and financial spreads allowing for effortless sample creation using a variety of risk-based attributes.


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Portfolio Analysis is a powerful tool used for deep data analysis. From zeroing in on user-defined risk pools within the loan portfolio to uncovering emerging areas and evaluating potential areas of risk.


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Portfolio Monitor enables you to monitor and track specific credits within your bank’s portfolio and make decisions that will give your bank greater understanding and control to proactively reduce credit risk.


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Consisting of three powerful applications — Loan Review ™, Portfolio Analysis, and Portfolio Monitor — DiCOM CQS will enable your financial institution to support a portfolio-based risk management approach, increase productivity to give you more time for loan portfolio analysis, provide comprehensive portfolio composition analysis for more informed decision making and deliver improved credit quality ratios.

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