
Credit Quality = Increased Profitability:
Now you can effectively manage your bank’s credit risk
like never before with DiCom’s Credit Quality Solution,
CQS. DiCom CQS is an innovative suite of automated tools designed
to enable you to efficiently analyze
, review and manage
your loan portfolio to minimize risk.
Analyze your loan portfolio to identify potential risk and
manage portfolio composition:
Effective loan portfolio management requires multiple views
of your portfolio’s composition and historical performance
comparisons. DiCom’s Portfolio Analysis System accesses
your credit data and supports risk analysis by industry, officer,
credit instrument, LOB or however you may have your organization
structured. (read more…)
Increase the quality and timeliness of your review process:
Banking institutions require different credit review solutions
depending upon their size. A large institution needs an automated
solution that can handle large amounts of data and complex
technology. The smaller community banks need the complete
functionality of an automated solution, but with less overhead
and less technological requirements. The DiCom product line
addresses both of these needs with DiCom LRS Enterprise for
large institutions and DiCom LRS Lite for smaller institutions.
(read more…)
Effectively manage credits of interest to manage risk to
a successful outcome:
Potential risks identified in the review process need focused
attention to prevent further erosion of the bank’s risk
position. DiCom’s Portfolio Management System maintains
current loan and other account information, provides a forum
for interaction among multiple credit personnel and departments
and is a tool for managing a credit’s evolving status
through actionable tickler items. (read
more…)
Services: Implementation, Training & Support
DiCom’s commitment to customer satisfaction is our
number one goal. Our support department is involved with our
customers from product installation through training, and
throughout our relationship with on-going support services.
We are always only a phone call away.
Implementation
Implementation is a systematic series of events leading up
to a new DiCom CQS user’s first activity. The DiCom
CQS implementation is a low impact process focused on getting
institutions up and running quickly and seamlessly.
Training
DiCom offers services targeted to the needs of customers
using the DiCom software products.
Training options to fit any institution's training requirements
provide new users the ability to begin productive risk management
activities as soon as they implement DiCom CQS. Training can
be completed on-site with the institution's analysts, or for
small community institutions with one to two users, remotely
from DiCom’s headquarters in Orlando. Training can also
take place in an off-site location centrally located for the
convenience of the institution.
Support
The staff of DiCom support professionals is available around
the clock to answer any questions regarding the DiCom CQS
products. (Read more...) |