Knowing What You’ve Got
Your bank’s loan portfolio is its largest asset and its largest source of income. Staying on top of the countless, ever-changing individual loans making up that portfolio is an enormous task. This task is critical to the health of the asset, and virtually impossible to do well without technology to assist you.
Identifying Areas of Credit Risk
Understanding what is in your portfolio is critical to effective risk management. Your goal is to recognize a troubled asset before it becomes a problem, and ultimately a loss. Spotting trends, either positive or negative, across segments of the portfolio, requires more than intuition, it requires an efficient set of tools.