Portfolio Analysis

//Portfolio Analysis
Portfolio Analysis2019-08-21T09:01:25-04:00

Quick and Easy Portfolio Analysis

The Portfolio Analysis Module is a powerful tool used for zeroing in on user-defined risk pools within the loan portfolio to evaluate potential areas of risk. Invaluable to management, Portfolio Analysis provides multiple views of your portfolio’s composition as well as historical performance comparisons to immediately help to identify anomalies in a matter of minutes.

Your bank’s loan portfolio is its largest asset and its largest source of income. Staying on top of the countless, ever-changing individual loans making up that portfolio is an enormous task. This task is critical to the health of the asset, and virtually impossible to do well without technology to assist you.

  • Provides easy access to critical portfolio content
  • Improves portfolio risk identification, trends and management
  • Simplifies concentration analysis and reporting
  • Seamlessly integrates with Loan Review workflow
  • Reduces dependency on costly IT resources
  • Eases access to information for smoother regulatory exams
  • Enhances information sharing for informed decision making

Quickly Identify Emerging Areas of Credit Risk

Understanding what is in your portfolio is critical to effective risk management. Your goal is to recognize a troubled asset before it becomes a problem, and ultimately a loss. Spotting trends, either positive or negative, across segments of the portfolio, requires more than intuition, it requires an efficient set of tools.

Additional Tools for Deeper Analysis and Trending

To complement Portfolio Analysis, a Stress Testing application and Trend Analysis application are included with Portfolio Analysis.

Portfolio Trend Analysis

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As an element of the Portfolio Analysis module of CQS, Trend Analysis provides a visual image of changes in a portfolio over time.
Click Here to learn more.

Portfolio Stress Test

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As an element of the Portfolio Analysis module within CQS, Stress Testing enables an officer to stress the financials within any segment of their portfolio.
Click Here to learn more.