Analyze your loan portfolio to identify potential
risk and manage portfolio composition:
DiCom’s Portfolio Analysis (PA) accesses
current and historical credit information to provide organizational
analytics on loan portfolio composition and risk performance.
PA provides a structured query builder that generates a graphical
view of your data. Views can be established to reflect your
bank’s structure supporting analysis views such as line-of-business,
credit instrument, industry or officer. For example, a view
could consist of a combination of NAICS/SIC concentrations
within a Line-of business, region, bank or branch. The detail
information on credits in the view are always available through
drilldown.
Standard reports include:
• Industry Concentrations
• Delinquency Reports
• Risk Rating Distribution
• Criticized and Classified Loans
|