Effectively manage credits of primary interest
to manage risk:
Credits of interest identified in the review process need
focused attention to prevent further erosion of the bank's
risk position. DiCom's Portfolio Management
, PM, maintains current loan and account
information, provides a forum for interaction among credit
personnel and other departments and is a tool for managing
a credit's evolving status through actionable tickler items.
Loan and account information:
Accurate, up-to-date, information is critical in effectively
managing potential risks. PM interfaces to your loan accounting
system and provides full access to all account information
and loan history. The system also provides access to other
debt and deposit accounts held by the borrower as well as
related information stored on documents outside of the system.
Forum for interaction:
Ease of communication among all bank personnel interacting
on the status of a credit of interest is essential. PM provides
a full commenting capability supporting a dialogue between
all involved bank personnel regarding the credit’s status
and suggested or planned actions.
Tickler Items:
Timely execution of action plans can often make the difference
in effectively managing a credit of interest. PM provides
a full tickler capability to support the efficient follow-up
often required to minimize your institutional risk. Each user
can establish their own unique activities and PM will keep
them in control of their task list.
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