Portfolio Analysis

//Portfolio Analysis
Portfolio Analysis2019-11-15T11:47:07-05:00

Your Secret Weapon Against Portfolio Risk

As your financial institution’s largest asset and predominate source of income, your loan portfolio is one of the single greatest areas of risk and exposure to your institution’s well-being. That’s why it is essential to have the right technology to enable you to analyze, identify and take corrective action for any issues that
arise before they become problems.

Invaluable to both credit administration and loan review departments, CQS Portfolio Analysis provides multiple views of your portfolio’s composition as well as historical performance comparisons to immediately help you quickly identify anomalies and emerging risk factors in the portfolio with minimal effort. CQS brings together data from multiple systems such as your core loan accounting system, financial spreading software, data warehouse and other sources of data—providing you with the ability to combine the information into unique views relevant to your organization.

  • Quickly and effectively identify current and emerging portfolio risk

  • Simplifies concentration analysis and reporting

  • Incorporates loan review exception trends to support forward-looking risk indicators

  • Supports strategic decision making

  • Seamlessly integrates with Loan Review workflow

  • Easy access to information for smoother regulatory exams

  • Reduces dependency on costly IT resources

Quickly Identify Emerging Areas of Credit Risk

Understanding what is in your portfolio is critical to effective risk management. Your goal is to recognize a troubled asset before it becomes a problem, and ultimately a loss. Spotting trends, either positive or negative, across segments of the portfolio, requires more than intuition, it requires an efficient set of tools.

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